PRE-SEED · 2026

Bachs. One payment integration
for Africa's digital economy
in the AI era.

One PSP. Every African market. Every global currency.
Built for digital businesses that need to get paid.

$500,000 Pre-Seed · SAFE Note
bachs.io · hello@bachs.io
02 — Problem

Africa's builders can ship in a weekend.
Getting paid still takes weeks.

Every day a digital business cannot collect payments is a day of revenue lost.

Fragmented Rails
Every African market has different providers, different integrations, different failure points. Building across Africa means rebuilding your payment stack in every country.
Built for the Wrong Businesses
Paystack and Flutterwave were built for merchants and fintechs. Gaming platforms, software companies, creator platforms, digital marketplaces — nobody built for them.
Global Collection
To collect outside Africa with Stripe: register a US LLC, get an EIN, open a foreign bank account. Months of work before charging a single customer.
New Payment Types, No Infrastructure
Stablecoins are how tens of millions of Africans hold and move value. Credit billing and token metering are how AI products charge. No African PSP supports any of it.
03 — Why Now

The digital economy is here.
The payment layer isn't.

AI collapsed the time to build. Nobody collapsed the time to get paid. That's the gap Bachs fills.

1 Weekend
Cursor, Bolt, and Lovable collapsed the time to build a digital product to a weekend. Millions of digital businesses are being created faster than ever.
Zero
PSPs in Africa built specifically for digital businesses. Not merchants. Not BaaS. The category is wide open.
$54B
In stablecoins moved across Africa last year. A new payment behavior is already here. No PSP has built natively for it.
A new generation of African digital businesses is being built. The payment infrastructure to support them doesn't exist yet.
04 — Solution

One integration.
Every market.
Every payment type.

Not merchants. Not BaaS. Online payments — unified across Africa.

Global Pay-ins
8+ African currencies, 130+ global currencies, USDC and USDT natively at checkout. No foreign entity required.
Any Billing Model
Subscriptions, credit billing, token metering, seat pricing, one-time payments — built in natively.
Payouts & Connect
Pay sellers, split revenue, escrow funds, disburse to wallets and bank accounts across Africa. One API for everything that flows out.
Merchant of Record
Sell globally without a foreign entity. We handle tax, compliance, and chargebacks.
No-Code + Full API
Checkout links for non-technical founders. Full API and SDKs for developers.
AI-Native Integration
Tell your coding agent to integrate Bachs. Checkout, subscriptions, and billing — wired up in one prompt. No manual setup.
Example
"Integrate Bachs into my Next.js app with three pricing plans — starter at $9/mo, pro at $29/mo, team at $79/mo with usage-based API metering." It creates the products, wires up checkout, handles webhooks. Done.
05 — Stablecoin Checkout
$54B
In stablecoins moved across Africa last year
43%
of all crypto transactions across Africa are stablecoins — not speculation. Real economic activity.
$22B
Nigeria alone in a single year. The behavior is already here.
$300K
Processed through Bachs in live stablecoin transactions. USDT and USDC. Natively.

Not speculation — USDT and USDC being used to pay for things, preserve value against currency devaluation, and move money across borders.

African digital product buyers are already holding stablecoins. They want to spend them. No PSP existed to accept them on the seller side.

Bachs built it. $300K processed in live stablecoin transactions — USDT and USDC, natively at checkout.

06 — The Market

Africa's digital payments: $191B today.
$611B by 2029.

Every digital business collecting money online in Africa is underserved. Bachs is the PSP built for them.

Gaming & Sports Betting
349M players · $3.6B in Nigeria alone
Growing 6x faster than global average. Card penetration is 2.7% — most players can't pay. Every platform needs instant deposits and withdrawals. The payment rails are the product.
Creator Economy
$5.1B → $29.8B by 2032
Selar has paid out $26M+ to African creators precisely because global tools don't work here. Creators are building products — they need to get paid.
SaaS & AI Products
The next wave
AI collapsed the time to build software to a weekend. Subscriptions, token metering, credit billing — zero African PSPs support any of it natively. This is the segment we're betting on.
Total digital payments market $191B → $611B 26% annually · fastest growing region on earth · no dominant PSP for digital businesses
07 — Where We Start

The wedge:
software
businesses.

The infrastructure we build works for any digital business in Africa. We start where the pain is sharpest.

SaaS & Software
Subscription & Seat Billing
Plans, trials, upgrades, dunning. The billing stack SaaS companies need — built natively.
AI Products
Credit & Token Billing
Credit-based billing, token metering, top-up flows. How AI products actually charge.
Creators & Digital Sellers
Digital Checkout
No-code checkout links, digital storefronts, USDT/USDC natively. Get paid for what you build.
Gaming & Marketplaces
Platform Payments
Split payments, seller payouts, escrow. Everything that flows out, in one API.
08 — Traction

8 months in.
Already processing.

$700K
Total payment volume
Cumulative GMV
$75K
Monthly volume
Monthly GMV
$3,500
Monthly revenue
Fees earned
25
Live users today
Active Customers

Built on rails that processed $1.4M GMV across 43 countries before Bachs had a name.

Volume growing. Take rate improves as customers move onto higher-margin billing products.

09 — Competition

Every option is a dead end
for digital businesses in Africa.

Paystack / Flutterwave
Paddle / Dodo
Stripe
Bachs
African founders can onboard
✓
✕
✕
✓
African payment methods
✓
✕
✕
✓
Subscriptions & SaaS billing
✕
✓
✓
✓
Credit & token metering
✕
✓
✕
✓
Stablecoin checkout
✕
✓
✓
✓
Merchant of Record
✕
✓
✕
✓
Payouts & split payments
~
✕
✓
✓
10 — Business Model

We earn when our
customers earn.

Infrastructure costs are largely fixed. Take rate expands as customers adopt higher-value products. High switching cost once billing and payment data lives inside Bachs.

~2–3%
Transaction Fees
Every payment processed through Bachs. Revenue scales directly with customer growth.
Core · scales with volume
FX
Conversion Spread
Margin on every cross-border conversion. Every NGN → USD transaction contributes.
Cross-border · high frequency
MoR
Merchant of Record
Higher margin on international sales. We absorb tax, compliance, and chargebacks.
High margin · phase 2
12 — Team

We didn't find this problem
in a research report.

Co-Founder & CEO
Bolu Dada
Co-built SyncGram — $1.4M GMV across 43 countries. Navigated payment compliance, licensing, and fintech partnerships across Africa and Europe firsthand.
Co-Founder & CTO
Tega Akpojiyovwi
Engineer at Quidax, Africa's leading crypto exchange. Tech Lead at Basqet. Built payment infrastructure at enterprise scale. Co-built SyncGram.
13 — The Round
$500K
Pre-Seed · SAFE Note

The infrastructure is built. This round proves consolidation — that digital businesses choose Bachs as their entire payment stack, not just a gateway.

Get Licensed
MSB licence + PCI DSS. The foundation everything sits on.
250 Customers
25 today. 250 in 18 months. Each consolidating their stack onto Bachs.
$500K Monthly Volume
Proof of consolidation. The number that tells the next investor the thesis works.
Use of Funds
30%
Compliance & Licensing
25%
Product & Engineering
20%
Operating Float
15%
Talent
10%
Customer Acquisition

Africa's digital economy
is being built.
Bachs is how it gets paid.

Bolu Dada · hello@bachs.io · bachs.io

Pre-Seed · $500,000 · SAFE Note · 2026